Wednesday, September 16, 2020

Oliver twist A) Explore how chapter 10 in 'Oliver Twist' fits into the overall scheme of the text. What social comments do you think Dickens is making in this chapter?

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Charles Dickens novel Oliver Twist explores the possibilities of an unfortunate orphan severely mistreated by the hands of child poverty during the Victoria era. Chapter 10 is where our misfortunate orphan Oliver is introduced to stealing by his associates Oliver is wrongfully accused of stealing at the market which his friends have brought him to, Oliver tries desperately to get away from the angry herd of people but is eventually caught. Which has some profound effects on how Olivers life changes to.


Chapter 10 unlocks a whole new passage in Olivers life where hell encounter new experiences. Dickens also commented on it as being a very important chapter, in this history in the short summary at the start of each chapter. Chapter 10 is significant as it is the introduction to a character named Mr Brownlow who is brought back into the book in a latter stage. Mr. Brownlow is presented as the only gentleman who is sincere in the deceitful society; he vouches for Olivers story proving him to only have told the truth. With the sole help of this new revelation, Oliver is released. Not only does Mr.Brownlow save Oliver from sentencing he then kind heartedly takes Oliver to his home where Oliver is cared for and learns and receives the love and care he has always desired. Chapter 10 is one of the more innovative scenes as it is the most cinematic, created by describing the scene, the characters, the emotions and tension in it effectively. Dickens style of writing adds to this effect of this by changing the pace of the passages a example would be when Oliver is being chased the pace of the paragraph quickens, Dickens does this by use of punctuation, he substitutes full stops by semi-colons this adds to the rapidity of the scene.


The theme of the novel is presented constantly throughout the book, the novel itself is about the life of Oliver who finds himself down on his luck travelling from diverse situations, surroundings and traits of associates of his this the reader finds themselves on a journey of mixtures of complex emotions, the poignancy of the pain Oliver feels through the demise of his mother, being left to live in a workhouse where love, care and food is in shortage, Oliver now discovers the apparently good natured man (Fagin) who took him under his wing is enforcing the boys to steal for him, which has some disastrous consequences.


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Dickens was renowned for being a social critic. In Oliver Twist he is exploiting the underground, guilty and seedy Victorian era. The reader has a perception of Oliver as a down beaten orphan who is sweet, innocent, and loveable but naive boy he is easy to be sympathetic towards. In the moment that Dodger reaches into the gentlemans pocket the whole mystery of handkerchiefs, watches, jewels and the Jew instantly unravels. He now learns the truth of the pretences he is under by Fagin. This short description of the events shows how nave Oliver is, as the word alarm suggests Oliver being shocked and surprised and how blind Oliver was not to see the reality of Fagins workers. Dickens is stating how even an innocent, sweet natured child can be trapped in the net of delinquency. Fagins den also exemplifies how many children are used for money seizing men and how easy it is for so-called gentlemen to get away with it. Dickens is criticising on how damaged the society is. He does this in several phases for example, a man who managed to injure Oliver was proud of that fact he touched his hat with a grin, expecting something for his pains this shows how obsessed people were with money because they would hurt a child. Out of the crowd of people chasing Oliver only the victim of the crime showed Oliver any sign of moral respect he tells the police officer Dont hurt him. Dickens in addition makes some ironic views on the police (who is generally the last people to arrive) this is an ironic aside as its Dickens authorial voice.


This chapter is the core of the theme that the whole novel revolves around. The theme is how a corrupt, crooked and dishonest world can be so severe to a defenceless child therefore this chapter is one of the more important chapters as it fits so well into the overall scheme of the novel. This chapter is important as it gives us examples of Dickens thoughts on the society in which he lives as most authors write about experiences they have encountered and therefore Dickens perceptions of people come through throughout the novel.


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Tuesday, September 15, 2020

Born to be good

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Our staff of freelance writers includes over 120 experts proficient in born to be good, therefore you can rest assured that your assignment will be handled by only top rated specialists. Order your born to be good paper at affordable prices with cheap essay writing service! In my essay I will talk about the my beginning at University of Phoenix program, my experience in the University of Phoenix program that contributed to my growth, personal, professional, and educational goal. Before joining the University of phoenix, I was working towards my associate degree in Elgin Community College. I had two more classes left to complete my associate degree in Computer Information Science. I was searching for the best university where I can manage my time along with my job. I had heard about the University of Phoenix which is helping thousands of professional adults advance their careers with hands-on degree programs that are always relevant, taught by distinguished practicing faculty, and designed for busy schedules like my own. My college education will fill three key roles in my life and various other smaller ones.


I was transferred with 54 lower division credits from Elgin Community College to UOP. At first, I thought the learning environment will be the same as community college, but it was completely new learning experience. For the first time factor, enjoying the learning experience, I can say I will very much enjoy the overall learning experience. One of the best things UOP do is to bring together smart, motivated people in an environment where student can explore and stretch boundaries. My college education will contribute to my character development, enrich life, and exercise my brain. An undergraduate education is not so much a pile of notebooks moldering in the bottom drawer, but learning to talk in front of group, to read and to summarize is totally different learning experience that UOP has given me.


After joining the University of Phoenix, I realized that college education does not prepare someone for career, profession, or occupation. It prepares for a rich and satisfying life. I can use my education and apply it to all areas of my life. For example, my education can enhance everything from day to day conversation with peer, time management skills for work and even basic problem-solving techniques that can be applied across the board. It is a daily brain exercise demanding ingenuity and thought regarding the class work, team efforts, and planning and money management involved in educational development. Even at this initial stage of my undergraduate studies I find many reasons to delight in the experience these benefits are there for lifetime and can never be taken away.


My career path is enhanced and energized as direct result of my undergraduate studies, another key benefit factor. I recently made the transition from operational manger to a help desk technician. In today's job market particularly the computer field in which I work continuous employment is uncertain. If ever I find myself in the position of actively seeking employment, that addendum that reads " degree requirement" will no longer be a barrier to job that I would enjoy. My current position as help desk technician will also benefit from my education- not only the secondary benefits of learning experience but also the direct knowledge I gain from my classes (my degree program is bachelor's of information technology) at the University of Phoenix will theoretically be directly applicable in some way to my current job role. What does not apply today may well apply in the future whether I remain in the computer industry or any other field.


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University of phoenix has helped me learn to think critically, apply knowledge, understand oneself, recognize the value of others, and planning for future by providing practical and relevant knowledge. I am learning to work in a team, which helps me distinguish the need for acceptance and being responsive to other team members while achieving the goals.


As the student, my perspective is to get a better job and make more money. My educational goal is to be the best in selected area of study as well as to learn personal management skill, positive attitude and behaviors. I must be aware of the latest technology in the current field and University of Phoenix must provide me an opportunity to attend job fairs in my area. Professionally, I would like to join an organization where I can exploit what I have learned from University of Phoenix. Additionally, upon completion of my bachelor's degree in information technology, I would like to work towards master degree in information technology, which would be compulsory to advance in the field.


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Monday, September 14, 2020

Articles of confederation Vs. Constitution

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The Constitution and Articles of confederation differ in many ways. They were both meant to strengthen the government but the Constitution was better thought out and made more sense. The Constitution was a better form of government, while the Articles of Confederation were not fixable, and also there were many advantages and disadvantages.


The constitution is a better form of government because it gave us a system of courts. The Articles established a league of friendship among the states but it did not help make a political union. In the Articles of confederation the states ran themselves where as in the Constitution there were state representatives but it was more centralized as one.


The Articles of Confederation could not be fixed for several reasons. For one it was finished and gave the states more power. Its greatest weakness was it could not regulate trade or levy taxes. The government could not pay off debts. Congress could not do anything without approval from states. The Constitutions convention was to revise articles of confederation then they made constitution that we have today which includes aspects of articles of confederation. Congress was the only branch of government. Then under Constitution they added executive and judiciary branches.


Some advantages and disadvantages include the government becoming centralized, congress controls trade between states, and congress can tax individuals. A centralized government is good because it has a system of checks and balances which insures that no branch can dominate others.


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Congress also controls the trade in constitution where as the Articles of Confederation the states control the trade themselves. So if they did not want to trade they did not have to. This made the economic system better and the country more united. In the articles congress could request states to pay taxes but in the constitution congress has right to levy taxes on individuals.


The articles of confederation were a good start to making this country what is it today. The constitution used some of the same points that the Articles of Confederation used but improved the government. It centralized the government which has made this an amazing and powerful country.


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Manipulative Techniques Do Marketing Wonders

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"Howdy, friend"…directly draws ones attention to this advertisement with a welcoming attitude that may interest or attract you in some way or another. Coca-Cola gets your attention by using techniques which are clearly defined. As I start to analyze this advertisement, I think of a soldier and and his qualities as opposed to just the promotion or marketing of Coca-Cola. The scale of the soldier is much larger than the small road sign with the message that Coca-Cola is trying to get across to its audience. While analyzing this ad further, I realize the many American values portrayed in this ad. Overall, the main point Coca-Cola is trying to make is that they support the war, while marketing their product as well.


While trying to reason and analyze this advertisement, I find that Coca-Cola does a very good job in correlating both the soldier and Coca-Cola. My eye instantly drew to the soldier. This American soldier symbolizes many things as opposed to just someone that is fighting for our country. American values such as patriotism is very strongly suggested. Patriotism clearly defined is an American soldier who loves and defends his or her country. Coca-Cola also does a very well in correlating the two when the little guy states, "I'm loyal to quality." This works well because when Americans think of a soldier, they think of him as being loyal to his country. They are faithful individuals that are constant in both devotion and regard. Therefore, the statement works well in accomplishing the message for both Coca-Cola and the promotion of service in our country. Other American values that stand out clearly in correlation to the Coca-Cola product are trust, power, strength, protection and determination. Coca-Cola makes it clear in their message when saying, "When you drink ice-cold Coca-Cola, you know it's the real thing." The company feels strongly that their product is the very best, and they trust in their product.


From day to day, soldiers are faced with many scenarios or problems that they need to resolve. Once they reason through a problem, they take steps to resolve it, which then leads them to being rewarded in some way or another. This works well because it looks as if the soldier has been working hard. While wiping his forehead, the soldier looks as if he is thinking about how refreshed he would be if he could just have a Coke. This impression was interpreted because he has a huge smile on his face, while staring in a gaze at the Coca-Cola sign. As for the main center of attention, the soldier puts out strong vibes and many people want to be like him. The soldier stands out because he is very fit and many others want to try to be like him. This may persuade them into drinking Coca-Cola. Therefore, this strong ad brings things such as the marketing aspect which will come on its own due to the correlation within the advertisement. For example, this may bring more and more clientele because many people look up to heroes and want to be like them.


Custom Essays on Manipulative Techniques Do Marketing Wonders Once Coca-Cola starts to draw an audiences attention, many different age groups are targeted. Most likely, the "howdy, friend," directly speaks to teenagers and young adults in their twenties. From here, the soldier may symbolize and relate with men or women his age and most definitely veterans who have already served and know what it is like to see something from home on the side of the road. If one sees a symbol of something that represents the feeling of home, it may comfort them in some way or another. Secondly, the little guy definitely attracts the little kids who may have a father who is fighting in the war. They want to grow up and be just like their dad that is fighting for his country. Therefore, the younger generation will want to drink Coca-Cola. Women relate to this picture because their husbands were away and the little guy reminds them of their family. Overall attraction to the picture may target a variety of people but strongly to a large group of women. Also during this time, there weren't many women fighting in the war. Coca-Cola does a good job of swaying and manipulating your mind by tweaking the situation piece by piece.


Coca-Cola definitely tries to promote and sell their delicious great tasting soft drink. One thing they do well is reach out to their foreign countries in which they benefit from. Soldiers do not usually walk around in the states in their uniform with their rifles, therefore, it promotes international marketing in a round about way. According to Coca-Cola, seventy percent of its income comes from countries outside the United States. After analyzing the picture more, I think about the background in which it looks like the American soldier is in a foreign country. So as stated above, Coca-Cola targets many people, but they may also be trying to reach out to their foreign clientele.


Coca-Cola defines their message very clearly, and they put it together in such a way that could catch the eye of many citizens. Three things that drew my attention most were definitely the bright red sign, the soldier's eyes, and the placement of geometry. According to the Association of Mathematics, they state that shapes help the advertiser grab the readers' eye. Therefore, the reader is drawn to the main point of the message. Coca-Cola has manipulated its audience by not only promoting service in America but also selling their product using the American values that have been long withheld.


Please note that this sample paper on Manipulative Techniques Do Marketing Wonders is for your review only. In order to eliminate any of the plagiarism issues, it is highly recommended that you do not use it for you own writing purposes. In case you experience difficulties with writing a well structured and accurately composed paper on Manipulative Techniques Do Marketing Wonders, we are here to assist you. Your persuasive essay on Manipulative Techniques Do Marketing Wonders will be written from scratch, so you do not have to worry about its originality.


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Thursday, September 10, 2020

How is maleness represented in 90's british films brassed off full monty and trainspotting

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For this essay I shall be discussing the representations of various male characters that play lead roles in the above films, this will enable me to conclude how maleness is represented in 0's British Films.


To define the film Trainspotting, critics have described it as the "British Film that defines the 0's"; as the film portrays the harsh but true lives of heroin addicts reflecting realism, it focuses on the highs and lows of the junkie culture. The lead roles played by Ewan McGregor (Renton), Jonny Lee Miller (Sick Boy), Ewen Breminer (Spud), Robert Carlyle (Begbie) & Kevin McKidd (Tommy) portrays the troubles of 5 childhood friends who battle their addiction to drugs and alcohol. Danny Boyle the director represents the characters in different depths; Mark Renton is seen as the main focus of the film. All the other characters are in essence different sides of Rentons personality. he often narrates most of the scenes as they happen and his battle to choose between self-destruction and life portrays his strong will power. The scene where Renton looses a fix down the toilet and naturally dives into it shows how desperate heroin addicts can get and to what extent they will go, the way that Renton sees it in his eyes is represented as a fantasy world under the sea this shows the serene hallucination of a typical junkie. There is a lot of symbolism, both with regards of the heroin addiction, and with regards to the current state of Scottish society particularly from Renton's character who is represented as a nationalist "its shite being Scottish, scum of the earth", this reflects how the underclass feel when they are up against the British. After meeting a woman in a nightclub and going back to her house only to find out in the morning that her housemates are actually in fact her parents and that Diane the woman is a 15-year-old schoolgirl is the time when Renton starts to get his life back in order, this is only a third of the hilarious tangent story lines that Danny Boyle has created to represent the comical side of the drug addiction, the imagery that director Danny Boyle uses to convey the sense of dread and hopelessness surrounding Rentons prolonged heroin abuse is extremely realistic particularly in the cold turkey scene when his parents lock him in his room to dry out, his withdrawal is a hideous combination of hallucinations, cold sweats, craving and finally, screaming, this represents the lowest of the lows of being a heroin addict.


Sick Boy is another case entirely. Being on heroin is his excuse for acting in a criminal manner, stealing money, books, television sets. Sick Boy also justifies life with his theory that everything relates in some way to the career of Sean Connery. Sick Boy has no morals either. He even steals Rentons television and has the gall to ask about Rentons passport and how much money he could get for it on the black market. This represents the nasty side of living the life of a junkie especially when the five of them have been brought together by their addiction but not actually supporting one another.


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Begbie is a secretly bent psychopathic that erupts in abrupt violent acts. He claims he would never stoop so low to ‘shoot' smack but he is represented as a heavy drinker and smoker.


Spud (Ewan Bremner) is a goofy, gangly guy who takes speed before a job interview to insure that his behavior will not get him hired. deeper sensitivity that makes the audience feel pity for him


Tommy (Kevin McKidd) is the only straightlaced member of the troupe who doesnt do drugs, lie or steal but eventually succumbs to the needle when his girlfriend dumps him and his friends refuse to sympathize with his problems. The scene where he tries to get his friends to go on a nature hike is especially funny.


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Efnafræði III, verklegar æfingar

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Æfing 1 - Tilraunastofan algeng tæki, tækni og öryggi


Tilgangur að kynna sr og æfa algeng vinnubrögð á tilraunastofu til þess að verða öruggur í meðferð tækja og læra að velja hentugustu áhöldin hverju sinni (sjá vinnuhefti bls.1).


Efni og tæki sjá vinnuhefti bls. 1-1


Framkvæmdarlýsing sjá vinnuhefti bls. 1-1


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Niðurstöður svör við spurningum úr vinnuhefti koma í rttri röð undir yfirskrift hvers liðar fyrir sig.


Bunsenbrennarinn


Mynd 1 sýnir loga á bunsenbrennara sem fenginn var með því að hafa loftinntakið á brennaranum lokað og stilla gasinntakið þannig að login yrði um 10cm á hæð. Guli flöktandi bjarminn í loganum skýrist með því að of lítið súrefnisstreymi er til staðar til að oxa allt própangasið í koldíoxíð og vatn þannig að hluti þess oxast aðeins upp í kolefni sem myndar agnir í loganum og þær glóa með gulum lit.


Efnajafnan fyrir brunann


CH8 + O ® C + CO + 4HO


eða CH8 + 4O ® C + CO + 4HO


Blái, stöðugi bjarminn í loganum myndast þar sem enn er nægjanlegt súrefni til staðar. Þá oxast própangasið fullkomlega í koldíoxíð og vatn og engar glóandi agnir myndast.


Efnajafnan fyrir brunann


CH8 + 5O ® CO + 4HO


Mynd sýnir loga á bunsenbrennara sem var fenginn með því að opna loftinntakið að hluta og stilla gasinntakið þannig að login yrði u.þ.b. 7cm hár. Í honum eru keilur, sú innsta er ljós blá, þar fyrir utan er litlaus keila en ysta keilan er dökkfjólublá. Þessir ólíku litir skýrast af því að agnir frá própangasinu brenna á mism. stöðum í loganum þar sem þær örvast og aförvast og senda frá sr ljós með ólíkar bylgjulengdir. Hver litur hefur þannig ákv. bylgjulengd og ákv. hitastig.


Þegar postulínsdeigla var borin í logann á mynd 1varð deiglan svört af sóti þegar kolefnisagnirnar í loganum settust utan á hana. Þegar sótug deiglan var borin í heitasta hluta logans á mynd (~1500°C) fyrir ofan innstu keiluna hreinsaðist sótið aftur af henni, þ.e. kolefnisagnirnar brunnu upp.


Efnagreiningarvigtar


Eftirfarandi niðurstöður fengust úr vigtun


Vigt tilr.glas deigla bikarglas mæliglas m.glas pappír mynt


m 5mL vatni


grófvigt 16,7 4,7 1,7 54, 58,8


fínvigt 16,7751 4,87 0,868 8,48


Mæliniðurstöður eru gefnar í g.


Filtrun


BaCl(aq) + NaSO4(aq) ® BaSO4(s) + NaCl(aq)


Við filtrunina reyndist nauðsynlegt að nota fíngötóttan pappír nr. en grófari pappír nr.1 var ekki nægilega þttur til að filtra botnfallið.


Útreikningar á mólleysni BaSO4


Leysnimargfeldi, Ksp fyrir BaSO4(s) = 1,510- við 5°C (skv. Zumdahl)


BaSO4(s) ® Ba+ + SO4-


Ksp = [Ba+] [SO4-]


1,510- = x


x = ,10-5


Mólleysni BaSO4 = ,10-5mól/L


Mæliflöskur


Gefnar upplýsingar


Eðlisþyngd 7% HCl lausnar 1,1Kg/L Þ 1,1Kg lausn/L lausn


Massaprósenta HCl 7% HCl Þ 7g HCL/100g lausn


Mólmassi HCl 6,458g/mól Þ 6,46g HCl/mól HCl


Hlutur HCl í eðlisþyngd lausnarinnar


0,7 1,1 Kg/L = 0,440 Kg/L = 440, g/L


massi HCl í 1 L ¸ mólmassa HCl = mólstyrkur sýrunnar


440, g/L ¸ 6,458g/mól = 1,08mól/L


Til að búa til 50 mL af 0,100M HCl


[ ]1 V1 = [ ] V


1,08M V1 = 0,100M 0,5L


V1 = ,0710-L = ,07mL 7% HCl lausn


Títrun


Efnajafnan fyrir títrunina


NaOH(aq) + HCl(aq) ® HO(l) + NaCl(aq)


Tafla með niðurstöðum mælinga


Títrun Aflestur 1 Aflestur DV = DV


númer upphaf lok Afl 1 Afl meðaltal


(1 0,18 1,45 1,7)


0,0 1,58 0,68


0,4 1, 0,80


4 1,64 4,0 0,66


0,71


Meðaltal rúmmáls NaOH sem bætt var út í var fundið út frá niðurstöðum -4 mælingar þar sem fyrsta mæling var ekki marktæk.


Útreikningar á styrk saltsýrunnar


MNaOH = 0,108M


Útreikningar skv. vinnuhefti bls. 1


MHCl = DV ¸ 5,0mL MNaOH


0,71mL ¸ 5,0mL 0,108M = 0,18M HCl lausn


Títrunarkúrfa


Efnavitar eru stórar lífrænar sameindir, veikar sýrur eða veikir basar, sem hafa ólíkan lit eftir því hvort umhverfi þeirra er prótónerað eða ekki. Sýruformið hefur annan lit en basaformið og litbreytingi verður á ákv. pH bili.


HIn H+ + In-


Phenolphthalein er t.d. litlaust á HIn formi en bleikt á basaforminu In-. Litbreyting verður við pH þegar 10% efnavitans hefur gefið frá sr prótónur (skv. Zumdahl). Þannig verður 10% efnisins að breyta um lit til að mannsaugað greini litabreytingu. Eins og sst á mynd af títrunarferli fyrir títrun rammrar sýru með römmum basa helst sýrustig nokkuð stöðugt framan af og ræðst pH þá af styrk sýrunnar. Þegar jafn mörgum mólum af basa hefur verið bætt út í lausnina og upphaflega voru af sýrunni næst svokallaður jafngildispunktur og þá er lausnin hvorki súr n basísk, hefur pH = 7 (gildir bara fyrir títrun sterkra sýra og sterkra basa). Á þessum punkti er umhverfið ekki lengur prótónerað og eftir því sem meira er bætt út í lausnina af títranti verður lausnin meira basísk. Þessi breyting hefur áhrif á jafnvægi efnavitans sem breytir um lit.


And if then


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Wednesday, September 9, 2020

Mutual funds

If you order your custom term paper from our custom writing service you will receive a perfectly written assignment on mutual funds. What we need from you is to provide us with your detailed paper instructions for our experienced writers to follow all of your specific writing requirements. Specify your order details, state the exact number of pages required and our custom writing professionals will deliver the best quality mutual funds paper right on time.


Our staff of freelance writers includes over 120 experts proficient in mutual funds, therefore you can rest assured that your assignment will be handled by only top rated specialists. Order your mutual funds paper at affordable prices! HDFC to launch income scheme


HDFC Mutual Fund has designed an income scheme with multiple dividend option, including a monthly option. The scheme named Regular Income Plan would be pitted against the MIPs and would be positioned to attract MIP bound funds. The proposal has been sent to SEBI for approval and has two plans, namely, short-term plan and long-term plan. The short-term plan comes with monthly and quarterly dividend options and while the other comes with a half yearly dividend and a growth option. Both the funds have a dividend reinvestment option. The asset allocation pattern reveals that the fund would invest primarily into debt and money market. The exposure into equity would be limited. Normally the fund would invest 5 per cent into equity and equity related instruments, the remaining 75 per cent going into debt and related instruments. The benchmark index would be MIP Balanced Index maintained by CRISIL.


Reliance Capital MF plans to be among top


Reliance Capital Mutual Fund (RCMF) is aiming to be among the top three in the Mutual funds Industry. With total Assets Under Management (AUM) of more than Rs 6,000 crores, the fund is looking at launching new schemes under both debt and equity funds category. The fund also has plans to explore the opportunities in pension fund market. The fund has hired professionals from the various fields like banking and financial services. The strategy is to take leverage of the captive retail customer base of Reliance India Mobile by bringing in technological developments in the MF Industry.


UTI strengthens investment procedure


UTI Mutual Fund, the largest domestic mutual fund, has effected significant changes in its investment policies. The fund has decided to focus on 10 scrips out of the 50 in its portfolio. Many of these 50 scrips are penny stocks of poorly performing companies. Under the new arrangement, where the NAV based schemes have come in the UTI Mutual Fund fold, several pre conditions have been specified for investment. The list of 10 stocks would be constantly researched and reviewed and the investment would be based on fundamentals. Apart form the SEBI guidelines; several internal guidelines would also be followed. Only 1 per cent of the funds can be invested outside the list of specified 10 stocks. The fund has also specified sectoral guidelines for investment.


UTI in restructuring mode


UTI would go through a major restructuring in the coming days. Four new outfits would be created to manage pension and portfolio management services, distribution, properties and recoveries of sticky assets. Reportedly there would be a major reallocation of employees from various departments to the new companies and divisions. A company called UTI Infrastructure has already been made that would take care of the properties owned by the UTI all over the country. It would also look after maintenance an take up civil contracts. The fund house is also expected to launch a financial services distribution company that would market mutual funds products of its own as well as other fund houses.


AMFI to check dividend stripping


The Association of Mutual Funds in India is initiating steps to dismantle the practice of mutual funds coming out with tailor made products to facilitate dividend stripping. There have been a lot of cases where AMCs have declared a dividend of 45 to 75 per cent to help HNIs take tax benefits. As a result a possibility has been expressed that the government may remove the tax benefit that is available to the mutual fund industry. The AMFI best practices company has discussed the matter at length and has decided to come out with detailed guidelines. The modus operandi is quite simple the fund house declares a hefty dividend, which is tax free in the hands of the investors. The payout of the dividend also means that the NAV falls in the same proportion. This results into short-term capital loss that can be adjusted against any capital gains. This has been happening in-spite of the government requirement that the investors should stay in the fund for minimum 0 days before or after the dividend payout to be eligible for tax benefits.


JM MIP mops up over Rs. 4 crores


The recent IPO of JM MIP from JM Mutual fund has attracted over 11000 retail investors and has succeeded in moping up Rs.4.16 cr. JM MIP Fund has been one of the most successful retail launches in recent history. The first NAV (Net asset value) for the scheme is declared on September 0, 00 at Rs.10.16. The JM MIP Fund is open for sale and repurchase at NAV based prices from October 1, 00.


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